Effective Date: June 17, 2026

Welcome to Dizon Financial Insurance & Marketing Services Inc.

By accessing our website, scheduling an appointment, requesting information, or using our services, you agree to these Terms & Conditions.

Services

Dizon Financial Insurance & Marketing Services Inc. provides professional services including, but not limited to:

Medicare guidance and enrollment assistance

Medicare Advantage and Prescription Drug Plan education

Health Insurance

Life Insurance

Annuities

Pre-Need Planning

Tax Services

Business Consulting and Financial Services

Our services are subject to availability and applicable federal and state regulations.

No Guarantee of Coverage

Insurance coverage, Medicare eligibility, enrollment approval, premiums, and benefits are determined by the applicable insurance carrier or government agency.

We do not guarantee approval, eligibility, or acceptance into any insurance program.

Communications

By providing your phone number or email address, you consent to receive communications from Dizon Financial Insurance & Marketing Services Inc., including:

Appointment reminders

Service updates

Medicare enrollment information

Insurance-related notifications

Promotional communications (only if you opt in)

Standard message and data rates may apply.

Mobile carriers are not responsible for delayed or undelivered messages.

SMS Terms

If you opt in to receive SMS communications:

You must be 18 years of age or older to use this SMS service.

You agree to receive appointment reminders, service updates, Medicare enrollment information, educational content, and promotional messages (where applicable).

Message frequency may vary.

Message and data rates may apply.

Reply STOP to unsubscribe at any time.

Reply HELP for assistance.

Your SMS consent is never sold or shared with third parties for marketing purposes.

Your use of our SMS services is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review our Privacy Policy here: https://dizonfinancials.com/privacy-policy

User Responsibilities

You agree to:

Provide accurate and complete information.

Notify us of any changes to your contact information.

Use our website and services lawfully.

Refrain from attempting to disrupt or misuse our website or services.

Intellectual Property

All website content, including text, graphics, logos, images, and other materials, is the property of Dizon Financial Insurance & Marketing Services Inc. unless otherwise stated.

Unauthorized copying, reproduction, or distribution is prohibited.

Third-Party Resources

Our website may contain links to external resources such as Medicare.gov or CMS.gov.

These websites operate independently, and we are not responsible for their content or privacy practices.

Limitation of Liability

To the fullest extent permitted by law, Dizon Financial Insurance & Marketing Services Inc. shall not be liable for any indirect, incidental, consequential, or special damages arising from:

Use of our website

Delays or interruptions in service

Errors or omissions in content

Decisions made based on information provided through our services

Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes become effective immediately upon posting on our website.

Governing Law

These Terms & Conditions shall be governed by and interpreted under the laws of the State of California, without regard to conflict of law principles.

Contact Information

If you have any questions regarding these Terms & Conditions, please contact us:

Dizon Financial Insurance & Marketing Services Inc.

Phone: (818) 725-1699

Email: [email protected]

California License Number: 6000899

Licensed Agency Principal: Reina Dizon (CA License No. 0H44296)