Indexed Universal Life or (IUL) insurance will lasts your entire life and will build cash value for you.
IUL policy allows you cash value growth thru equity index account.
There are very little chance of you losing money in an IUL because insurance companies sets a guarantee to your money so it will be protected against losses in the market.
Critical Illness Insurance helps you and your family have the financial support necessary on healing from critcal illness.
Critical illnesses such as stroke, heart attacks, Parkinson's, cancer, and more is covered if you happen to get diagnosed with these illnesses.
This coverage supplements existing your health insurance with extra funds to meet the other bills that come with critical illness health emergencies.